Make it. Bank it. Spend it.

An all-in-one business and banking app for freelancers - by freelancers

61% of Americans are living paycheck to paycheck.

And now nearly half the country is turning to side gigs—not just to get by, but to build equity, find independence, and take control of their future.

59M

2020

68M

NOW

86.5M

2030

The gig economy—millions of freelancers, musicians, designers, photographers, plumbers, gamers, hair stylists, tutors, artists, consultants, therapists and countless other small business owners—is begging for a simple, affordable, purpose-built platform that seamlessly integrates ALL of the tools they actually need to manage and run a small business.

Existing options are either too complex and costly or too basic and limiting, crippling dreams and creating an obstacle to desperately needed income and independence.

* Number of working Americans with a side hustle according to: LendingTree: 55%, Marketwatch: 54%, Bankrate: 39%, CNBC: 36%, The Harris Poll: 40%.
* Gig Economy Size Stats: Upwork, Statista

Gig workers aren’t chasing hobbies, they’re chasing survival, and investing in their hopes, and dreams.

They don’t have time for complicated integrations, or basic or bloated platforms that actually make their lives more difficult and confusing.

When every dollar and every hour count, the choice of how to build and manage your business needs to be simple.

They need something that just works—so they can.

Too broke to waste money.

Too busy to waste time.

Yet millions are running their businesses on apps built for splitting the bill at dinner.

Introducing: The Future of Work

A mobile-first app built for the gig economy.

Make it.

Point of Sale and ECommerce Sales

Bank it.

Integrated Checking and Savings Accounts

Spend it.

Debit Card and
Expense Tracking

As lifelong gig workers and side hustlers, our growing team—musicians, producers, consultants, artists, designers, vintners, photographers, accountants, founders… we know the pain points of the gig economy all too well.

This is personal.

We built the platform that we wish someone had built for us.

Matt Chait – Founder & CEO

Matt brings more than two decades of experience in branding, creative direction, and consulting (entertainment, non-profit, tech) to the table, as well as being a multi-platinum selling musician who deeply understands gig economy pain points as a freelancer, entrepreneur, and small business owner.

Cal Campbell – Co-Founder

A lifelong gigging musician and producer with A-list acts such as Beck and Frank Black, following in the footsteps of his father, Glen, a career sideman in the legendary Wrecking Crew, Cal brings inspired, generational insight into the freelance mindset.

    • $100M+ in deployments for JP Morgan Chase, Green Dot

    • Lead product team of 110 for Billabong

    • Indie Musician/Producer

    • Fractional CFO/COO

    • Former JPMorgan executive

    • Startup Advisor

    • Restauranteur

    • Vineyard & Wine Brand Owner

    • Enterprise SaaS Specialist
      B2B & Direct-to-Consumer Experience (Oakley, Experian)

    • Product design in FinTech, EdTech, and eCommerce

    • P. Eng

    • AI thought leader

    • Full stack developer

    • Private Fitness Trainer

Contact us.

matt@tfo.work
(323) 200-9266